- WELCOME To Pay2speed Digital Banking
The Way Of Succes and Future of Digital Banking
Become A FINTECH Retailer and offer all kinds of Digital & Financial Services From your Shop
3000+

750K
Pay2speed has been trusted by 50+ leading Companies & Banks










About Pay2speed
Pay2speed. is a DIPP Certified Fintech Company registered under The Startup India program of Government of India, set up in April 2014 by a team of professionals with experience in Digital Banking & Payments industry. The team works on deep insights and understanding of payment and transaction technology space.
Pay2speed has always been Vocal for the Local shopkeepers. Through Pay2speed, more than 9,00,000 retailers have served around 3crore unique customers in 2,300+ cities. Pay2speed has increased retailers monthly earning as well as customer’s footfall
A Secure & Safe Banking Experience
No Fine Print And No Hidden Charge.
Become Aatmanirbhar Dukaandar and earn Rs.20, 000 extra every month
Pay2Speed provides an easy to use technology via an app or web portal which gives merchants access to new products and services in the market, provide technology to manage their store and become a digital payment and banking point
We offers a plethora of utility services to its consumers in terms of AEPS, DMT, Mobile and DTH Recharge, Rail ,Air , Bus Ticketing and Utility Bill Payments, CMS (Cash Management Service), Digi Gold, Insurance, API etc
We believe in the business philosophy of “Making Life Simple” and provide every possible opportunity to our retailers and distributors to start their business with minimum investment and maximum return.
Pay2speed is an initiative from Rudra group of companies. It started its operations in the year 2014 and has made its presence known in 720+ districts and 28 states across India.
What We Offer
Smart Solution for Your Business
Make financial services accessible to everyone everywhere
AePS
Help customers withdraw DBT, government relief funds and cash from their bank accounts using fingerprint with Aadhaar enabled Payment Services (AePS)
Micro ATM
Micro ATMs are portable devices that allow users to perform banking transactions, like cash withdrawals and balance inquiries, in areas where traditional ATMs are unavailable
Mobile POS
Use Micro ATM as a point-of-sale (PoS) device and accept debit/credit card payments from customers
UPI QR
A single QR Code that helps you accept payment from any payment app. Make it your mobile screen saver or print and dispaly on the shop to enable seamless digital payments
Aadhaar Pay
It enables cash withdrawals, balance inquiries, and fund transfers through biometric authentication, making banking services accessible to a broader population.
Money Transfer
Take advantage of our time tested platform with 99.9% success rate to help customers send money from anywhere to anywhere within India, real time, 24*7. Customers use this service also to deposit cash into their accounts
Recharge Services
Offer customers the options to recharge mobile, DTH services and data cards from 15+ partners. Recharge transactions are frequent in nature and will ensure recurring income
Insurance
Less than 3% of Bharat is insured. Safeguard your customers from the uncertainties of life. Protect them with affordable insurance plans across health, medical and general insurance. Earn respect and money while you are at it
Rail Booking
Customers no longer need to stand in long queues for their train tickets. Offer train ticket bookings from your shop by using our simple, user friendly app. Earn on every transaction
Flight Booking
An IATA accredited platform for booking flight tickets at competitive rates and great commissions.
Gas, Electricity & Water Bills
Every household needs to pay these utility bills every month. Offer them from your shop and ensure regular monthly income for yourself
Recharge Services
Offer customers the options to recharge mobile, DTH services and data cards from 15+ partners. Recharge transactions are frequent in nature and will ensure recurring income
Why Choose Us
Flexibility, security and speed, all in one
100% Secure & Reliable Platform for all Digital Financial Services
Simple and fast setup process in same day.No any hidden cost
We aim to provide a secure, reliable, and fastest online payment solution to every individual, keeping in view the digital and financial needs of the future.
customers can get help and find answers to questions as soon as they come up—24/7 and in real-time.
Who can Join Us
we have smart solutions for everyone.
Whether you are a retailer, distributor, individual or self help group join us and earn more money
Retailer
Use our digital suite of products to upgrade your store and manage your credits, customers and payments better. Offer our assisted financial and digital commerce services to increase your income. Be the trusted banker in your area.
Retail Categories:
- Kirana Shop
- Restaurant
- Medical Shop
- Fertilizer Shop
- Apparel Shop
- Tailoring Shop
- Mobile Recharge Centre
- Insurance Agency
- Hardware Store
- Travel Agency and more

Join over 19,00,000 active retailers. Earn more than `25,000 to 30,000 per month. No working capital required
Distributor
Make more out of your distribution business. Onboard your network to offer Pay2speed services and earn more than 22% per month on the money invested. No physical stock. No expenditure in store space, staff or physical transfer of goods. Every time a retailer in your network services a financial transaction, both of you make money. It is as simple as that.
Distributor Categories:
- Telecom
- Pharma
- Retail
- FMCG and many more

Join over 3,00,000 distributors. Earn more than `50,000 to 60,000 per month
Individual/Self Help Groups
Grab the opportunity to run your own business, from the comforts of your home or shop and earn additional income. Become a Pay2speed agent, and offer financial and digital commerce services to your area. You earn on every transaction you make. Home based businesses can take their stores online on Pay2speed and service more customers.
Individual/Self Help Groups Categories:
- Griha Udyog Members
- Self Help Groups
- Teachers

Join a growing tribe of individuals/self help groups who earn more than `15,000 to 18,000 per month with us
Benefits of Pay2speed

Testimonials
What They Say About Us
Customer Testimonials and Experiences with Our Services
Enjoy the Power of Digital Banking
ToSpeed EServices Pvt Ltd is the fastest-growing fintech company. We aim to bring about an impactful change in India’s semi-urban and rural areas by digitally providing banking and financial services.
Connect with us :
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Services
- AEPS
- Micro ATM
- Domestic Money Transfer
- BBPS
- POS/ VoiceBox
- UPI QR
- Insurance
- Cash Management Service
Legal
- Disclaimer
- Annual Report 22-23
- Annual Report 23-24
- Privacy
- FAQs
- Loan Grievance Policy
- Portfolio Disclosure